Associate Underwriter

Job Description

Underwriting Development Program – Global Risk Solutions – June 2027 Start | CLM Dallas Chapter

The Tone:
This is a full-time role at Liberty Mutual Insurance, located in Houston, Texas, for individuals energized by solving complex business challenges and building strong relationships. Liberty Mutual’s Global Risk Solutions (GRS) business specializes in providing comprehensive commercial and specialty insurance, surety, and reinsurance solutions for midsize, large, and global businesses across a broad range of industries. As an Associate Underwriter in the Underwriting Development Program, this position is crucial for learning how businesses manage risk, evaluating intricate business scenarios, and developing strategic insurance solutions. The role directly contributes to helping organizations navigate complex and evolving risks, ultimately protecting their people, property, operations, and future growth while supporting Liberty Mutual’s continued success.

The TL;DR
• Role: Early Career (Associate Underwriter in the Underwriting Development Program)
• Type: Full-time
• Location: In-person Houston, Texas
• Team: Part of a structured onboarding and development experience, collaborating with a cohort of peers and receiving support from experienced underwriting professionals and a dedicated learning liaison within the GRS business.
• Mission: To participate in a blended learning program to build technical, analytical, and business skills, enabling the evaluation of complex risks and the development of tailored insurance solutions for commercial customers.

What You’ll Actually Do
• Evaluate Complex Risks: Thoroughly analyze diverse business information, comprehensive financial data, and relevant industry trends to evaluate and understand complex risks, determining their appropriateness for Liberty Mutual.
• Develop Insurance Solutions: Gain deep knowledge of insurance products and risk management solutions, learning how they support businesses across a wide variety of industries, and help establish pricing and coverage solutions.
• Foster Key Relationships: Actively partner with brokers, customers, and internal cross-functional teams to deeply understand client needs, build trust, and collaboratively develop tailored insurance solutions that meet specific requirements.
• Cultivate Core Skills: Consistently build and refine strong communication, negotiation, and relationship management skills through hands-on experience and structured development within the program.
• Make Strategic Decisions: Apply learned principles in underwriting, risk assessment, coverage analysis, and pricing to make informed business decisions that effectively balance customer needs with profitable growth objectives and contribute to the program’s success.

The Must-Haves
• Background: Hold, or be completing, a Bachelor’s degree in Risk Management & Insurance, Economics, Finance, Business, or a closely related academic discipline. This is an early career position designed for individuals with 0-2 years of professional experience.
• Experience: Possess 0-2 years of related professional experience, ready to engage in a structured underwriting development program starting in June 2027.
• Skills: Demonstrate strong analytical capabilities, effective decision-making processes, and proficient negotiating skills. Exhibit solid interpersonal skills and a clear passion for customer service, essential for building relationships.
• Bonus: A strong academic record with a cumulative 3.0 GPA is preferred. Candidates must be willing to complete professional designation(s) and continued insurance education, demonstrating a commitment to professional growth. Requires permanent work authorization in the United States and possession and maintenance of a valid driver’s license for regular travel to customer locations.