Financial Analyst – Peer Intelligence

Job Description

Financial Analyst – Treasury Stakeholder Engagement | U.S. Bank

The Tone:
This is a full-time role at U.S. Bank, located in a hybrid capacity in Minnesota. U.S. Bank is dedicated to helping customers and businesses make better financial decisions, fostering growth and success in the communities it serves. This position is vital for the Corporate Treasury team, providing essential external insights to leadership. The analyst will monitor peer bank strategies, industry developments, macroeconomic trends, and evolving balance sheet management dynamics. By synthesizing complex information, this role ensures Treasury leadership has a well-supported and informed perspective on how peer institutions respond to changing market conditions, directly influencing U.S. Bank’s strategic direction.

The TL;DR
• Role: Full Time
• Type: Full-time
• Location: Hybrid, Minnesota
• Pay: $92820–$109200 yearly
• Team: Treasury Stakeholder Engagement team’s Peer Intelligence function, reporting to Corporate Treasury
• Mission: Serves as Treasury’s external lens, helping leadership understand how peer institutions, market conditions, and industry developments may influence strategic decision-making.

What You’ll Actually Do
• Monitor: Observe peer bank financial performance, balance sheet trends, strategic priorities, and business model developments across the banking sector.
• Evaluate: Assess peer approaches to deposit strategy, liquidity management, funding, capital, interest rate risk, and balance sheet optimization.
• Synthesize: Compile and consolidate information from regulatory filings, earnings materials, investor presentations, conferences, and public disclosures into meaningful analysis.
• Develop: Create analyses that connect observations to broader themes and strategic implications, producing concise executive-ready materials for leadership.
• Assess: Determine how broader industry developments and peer actions may directly influence U.S. Bank’s overarching strategy and decision-making.

The Must-Haves
• Background: Bachelor’s degree in a related field, or equivalent work experience, demonstrating foundational knowledge for financial analysis.
• Experience: Three or more years of related professional experience, with a proven track record of investigating ambiguous questions and developing thoughtful conclusions. Demonstrated intellectual curiosity and a genuine interest in understanding how banks operate, compete, and adapt to market changes is essential.
• Skills: Strong critical-thinking skills and a willingness to challenge assumptions, coupled with sound judgment when information is incomplete or evolving. Robust communication skills are paramount, with an exceptional ability to synthesize complex information into concise, leadership-ready insights, supported by analytical rigor.
• Bonus: An ownership mindset, including the ability to proactively assess relevant developments and independently pursue answers. A keen interest in Treasury disciplines such as balance sheet management, liquidity, funding, capital, interest rate risk, and strategic forecasting will be highly beneficial.